Mr. Ortega-Torres is a Senior Associate in the Real Estate and Commercial Transactions Department at Delgado Fernández, LLC since 2011. He is also a Notary Public and counsels clients in the wide array of investment tax incentives existing under Puerto Rico law.

Mr. Ortega-Torres has extensive experience in the practice of consumer, residential and commercial loans, contracts and estates. Mr. Ortega-Torres has been, actively involved in structuring and executing numerous loan transactions for various banking institutions in Puerto Rico. Also, Mr. Ortega-Torres provided counseled to financial institutions on loan closing matters and in cases involving insolvency, workouts and loan restructuring. Mr. Ortega-Torres has also represented clients in obtaining Law No. 20 and Law No. 22 tax exemption decrees.

Mr. Ortega-Torres is fluent in both English and Spanish.